A foreclosed home for sale at Eden Shores, a development in Hayward where roughly half of the 500 tract homes are in some stage of foreclosure.
Ms. Bryant, 70, had not fallen behind on her mortgage payments. Instead, she owed $560 in dues to the Parkview Heights Homeowners Association. The association turned over the case to a collection agency and threatened to foreclose unless Ms. Bryant paid off her debt, which increased tenfold because of fees and interest.
“It’s been a nightmare,” said Ms. Bryant, a Filipina immigrant who lives on Social Security and occasional bookkeeping jobs. She said she repeatedly asked Parkview Heights representatives why she was dealing with a debt collector instead of the association.
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